Individual
Health Insurance
| Simply
put, health insurance is protection against medical costs. A health
insurance policy is a contract between an insurer and an individual or
group, in which the insurer agrees to provide specified health insurance
at an agreed-upon price (the premium). Depending on your policy, your
premium may be payable either in a lump sum or in installments. Health insurance usually provides either dir  ect payment or reimbursement
for expenses associated with illnesses and injuries. The cost and range
of protection provided by your health insurance will depend on your
insurance provider and the particular policy you purchase. If your
employer does not offer a health insurance plan, you may wish to
purchase health insurance on your own. |
A Division of Health Care Service Corporation, a Mutual Legal
Reserve Company, an independent Licensee of the
Blue Cross and Blue Shield Association.